Savvy has been begging us for a couple of weeks to buy her an Indian doll she found at an indoor flea market nearby. We preached the "save up for it" message until we were blue in the face. She just couldn't see how a quarter here and fifty cents there would add up to the $5 that the doll would cost.
Yesterday we decided to buy the doll and put it on "layaway" for her. She had about $3 saved already. The doll was put on a shelf high enough so that she could see it, but she was not allowed to play with it until it was paid off.
We put her money in a jar with a slip of paper tracking her payments. Amazingly enough, she scrounged up change around the house and did a few extra chores to pay off the doll this morning.
I think tracking her payments allowed her to see money in action. She's now smiling and holding her Indian doll and is a very happy Savvy.
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